Page 51 - My FlipBook
P. 51
这里是槐荫 Focus 专
题
On December 28, 2017, Sino-German Bausparkasse, which mainly focuses on housing savings and loans, was introduced
into Jinan and provided with supportive policies by the local government. As the world’s three major housing financing
systems parallel to housing provident fund and commercial housing loan, housing saving is characterized by “voluntary
participation,combination of deposit and loan, government subsidy, and constant low interest”. It is oriented to consumer demand,
guides the groups that are the center of attention of government through government subsidies, and assists low-income population to
buy small apartments at an affordable price by combining the accumulation of personal savings and bank low-interest loans, so as to
meet the needs of residents for purchasing houses.
As a new mode of financing for housing purchases, housing savings upholds a business philosophy that centers around the
medium and long term, which helps to cultivate a rational and planned housing consumption concept. On one hand, it collects deposits
for housing purchase and construction, guarantees the accumulation and effective supply of housing consumption funds, and fosters
an active consumer group. On the other hand, it smooths the way for release of housing funds, restraining the contradiction between
supply and demand in the real estate market. Conducive to stabilizing house prices, this mode is a long-term mechanism that promotes
urbanization and assures the healthy and sustainable development of the real estate market.
中德住房储蓄银行让更多的市民安居济南。
Sino-German Bausparkasse makes more citizens settle in Jinan.
51
CITY OF SPRINGS
题
On December 28, 2017, Sino-German Bausparkasse, which mainly focuses on housing savings and loans, was introduced
into Jinan and provided with supportive policies by the local government. As the world’s three major housing financing
systems parallel to housing provident fund and commercial housing loan, housing saving is characterized by “voluntary
participation,combination of deposit and loan, government subsidy, and constant low interest”. It is oriented to consumer demand,
guides the groups that are the center of attention of government through government subsidies, and assists low-income population to
buy small apartments at an affordable price by combining the accumulation of personal savings and bank low-interest loans, so as to
meet the needs of residents for purchasing houses.
As a new mode of financing for housing purchases, housing savings upholds a business philosophy that centers around the
medium and long term, which helps to cultivate a rational and planned housing consumption concept. On one hand, it collects deposits
for housing purchase and construction, guarantees the accumulation and effective supply of housing consumption funds, and fosters
an active consumer group. On the other hand, it smooths the way for release of housing funds, restraining the contradiction between
supply and demand in the real estate market. Conducive to stabilizing house prices, this mode is a long-term mechanism that promotes
urbanization and assures the healthy and sustainable development of the real estate market.
中德住房储蓄银行让更多的市民安居济南。
Sino-German Bausparkasse makes more citizens settle in Jinan.
51
CITY OF SPRINGS
