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云账户系统使用成效
以一个企业客户为例，我们将改造前后流程的几个参数进行对比，企业往返
网点次数由原本的3次以上降为1-2次，柜面平均耗时从1小时以上，缩短为10分
钟，录入信息的次数由2次降低为1次，整个开户时长由原来的1个月以上缩短至1
周以内。
1.通过云账户整体解决方案，企业开户流程得到优化，客户往返银行的次数减
少，业务办理时间缩短；
2.通过云账户整体解决方案，释放银行网点资源，提高银行运营效率，降低运营
成本，增强服务能力，提升银行的核心竞争力。
云账户系统实施方案 B.整包方案：银雁提供自有云账户系统，与离场初审、上门
见证、金融物流等全配套服务方案，以成熟的方案快速有效地
A.分包方案：银雁承包行方云账户系统的开发，搭建包括 解决银行在企业开户面临的问题。除了以上方案，银雁还可根
微信、柜面、页面等渠道在内的客户端平台并提供离场初审系 据行方需求提供更多个性化解决方案。
统，上门见证、金融物流等一系列线下服务。
With the introduction of public entrepreneurship and innovation, reform of 济南银雁金融配套服务有限公司
commercial registration system, launching of micro-entrepreneurs support 联 系 电 话 ：0 5 3 1 - 8 2 0 5 2 1 3 1
program and Internet+ strategy, the number of small and micro-sized enterprises 地 址 ：济 南 市 历 下 区 经 十 东 路 1 0 5 6 7 号
in China has exploded to over 73 million by the end of July 2017, accounting for 99 percent of
market entities. Banks have taken measures to obtain higher market share, as there is a massive 成城大厦B座16层（1-4号)
market potential that small and micro-sized enterprises have strong demands to open company 邮 箱 ：j n l m n a n @ c f s s . n e t . c n
accounts. （本文文字及图片均由济南银雁金融
In compliance with No.288 Document and Guidance on Optimizing the Enterprise
Account Opening Services issued by the People’s Bank of China, Shenzhen CFSS Financial 配套服务有限公司提供)
Services Co.,Ltd. has developed an integrated service solution of opening cloud accounts,
which provides enterprise customers with a more efficient way of account opening and more
convenient financial services, in order to streamline the operation and liberate resources of
bank branches as well as seize more market opportunities.
107
CITY OF SPRINGS
以一个企业客户为例，我们将改造前后流程的几个参数进行对比，企业往返
网点次数由原本的3次以上降为1-2次，柜面平均耗时从1小时以上，缩短为10分
钟，录入信息的次数由2次降低为1次，整个开户时长由原来的1个月以上缩短至1
周以内。
1.通过云账户整体解决方案，企业开户流程得到优化，客户往返银行的次数减
少，业务办理时间缩短；
2.通过云账户整体解决方案，释放银行网点资源，提高银行运营效率，降低运营
成本，增强服务能力，提升银行的核心竞争力。
云账户系统实施方案 B.整包方案：银雁提供自有云账户系统，与离场初审、上门
见证、金融物流等全配套服务方案，以成熟的方案快速有效地
A.分包方案：银雁承包行方云账户系统的开发，搭建包括 解决银行在企业开户面临的问题。除了以上方案，银雁还可根
微信、柜面、页面等渠道在内的客户端平台并提供离场初审系 据行方需求提供更多个性化解决方案。
统，上门见证、金融物流等一系列线下服务。
With the introduction of public entrepreneurship and innovation, reform of 济南银雁金融配套服务有限公司
commercial registration system, launching of micro-entrepreneurs support 联 系 电 话 ：0 5 3 1 - 8 2 0 5 2 1 3 1
program and Internet+ strategy, the number of small and micro-sized enterprises 地 址 ：济 南 市 历 下 区 经 十 东 路 1 0 5 6 7 号
in China has exploded to over 73 million by the end of July 2017, accounting for 99 percent of
market entities. Banks have taken measures to obtain higher market share, as there is a massive 成城大厦B座16层（1-4号)
market potential that small and micro-sized enterprises have strong demands to open company 邮 箱 ：j n l m n a n @ c f s s . n e t . c n
accounts. （本文文字及图片均由济南银雁金融
In compliance with No.288 Document and Guidance on Optimizing the Enterprise
Account Opening Services issued by the People’s Bank of China, Shenzhen CFSS Financial 配套服务有限公司提供)
Services Co.,Ltd. has developed an integrated service solution of opening cloud accounts,
which provides enterprise customers with a more efficient way of account opening and more
convenient financial services, in order to streamline the operation and liberate resources of
bank branches as well as seize more market opportunities.
107
CITY OF SPRINGS
